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| • | When encashing Travellers Cheques,
in most countries one has to pay a commission charge for money exchange. Many
shops accept US Dollars. But any change due to you will be given in the local
currency only. Exchange rates fluctuate widely.
| | • | Always keep a list of serial
numbers the purchase agreement of your Travellers Cheques separate to your
Travellers Cheques. This will assist the refund if your Travellers Cheques are
lost or stolen. |
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